Saving money doesn’t have to send us on a price-smashing frenzy that leaves broken trolleys and disgruntled shoppers in our wake. In fact, panic buying is probably worse for our budget than doing a daily grocery run. With the right approach, buying in bulk can be a smart way to save money on everyday items. […]
Category Archives: Blog
Financing a life you love
When it comes to financial planning, many believe that the ultimate goal is accumulating as much money as possible. However, this approach may only sometimes lead to a fulfilling lifestyle. Instead, it’s important to consider what kind of life you want and then create a financial plan that allows you to achieve that lifestyle. As […]
From master to servant: how to take control of your money
Money can be both a master and a servant in our lives, depending on how we choose to approach it. As P.T. Barnum once said, “Money is a terrible master but an excellent servant.” Let’s explore what this means and how we can ensure that money serves us rather than the other way around. Money […]
Inbox zero = energy zero
For years there have been copious books, blogs and articles written on healthy time and energy management, and in today’s digital environment, it’s even more essential for success. Experts suggest a shift in how we approach our daily routines, starting with our emails and social media notifications. While our email inbox or WhatsApp notifications may […]
The three-legged stool
“Financial security and independence are like a three-legged stool resting on savings, insurance and investments.” – Brian Tracy. When it comes to financial planning, many people focus on investing as the key to financial security and independence. However, as Brian Tracy points out, financial security and freedom require a three-legged stool resting on savings, insurance, […]
Because I want to
It’s easy to feel like our lives are just a series of obligations – choices and decisions made because we have to, not necessarily because we want to. From paying bills and working 9-5 to attending continuous professional development seminars, family events and keeping up with the Joneses. When we view life through the lens […]
Deeper relationships, not deeper pockets
There are moments in life when we slow down and reflect on where we’ve been, where we are – and where we’re headed. Sometimes this is at the start of a new year, or perhaps it’s at a significant milestone in life when we feel like we’ve crested a hill and can take a rest […]
Save on tax, and for life beyond work
In recent years there has been a considerable amount of economic uncertainty. Many people are unsure of their financial future, concerned that they won’t be able to retire because of financial setbacks related to the pandemic and other global events. Saving for retirement often aligns closely with benefiting from tax advantages, tax-free investing and tax […]
How are you choosing your financial products?
For years, people have said that insurance is sold and not bought. The stigma surrounding the industry and those representing it still hangs thick in our social memory, with old stories of brokers peddling policies purely to earn commission instead of seeking the best needs of their clients. However, in the last decade or so, […]
Dealing with stress
With a positive approach, physical and mental stress can both be helpful in moving from a fixed to a growth mindset. Research has found that people who adopt the mindset that “stress is enhancing” experience more exceptional performance and fewer negative health symptoms (Crum & Crum, 2018). It’s easy to try and avoid stress entirely, […]