{"id":519,"date":"2014-02-17T04:00:00","date_gmt":"2014-02-17T02:00:00","guid":{"rendered":"http:\/\/richideas.co.za\/kidneys-and-risk-cover\/"},"modified":"2017-09-21T12:35:09","modified_gmt":"2017-09-21T10:35:09","slug":"kidneys-and-risk-cover","status":"publish","type":"post","link":"https:\/\/contattolive.co.za\/north\/kidneys-and-risk-cover\/","title":{"rendered":"KIDNEYS AND RISK COVER"},"content":{"rendered":"<div style=\"text-align: justify;\">If you were to take a quick poll from your peers of what they fear the most, you\u2019re most likely to receive answers like snakes, flying, thunderstorms (non-Highveld-people\u2026), needles, the dark and, if they\u2019re really honest, the dentist! For the most part these fears originate around our mortality and anything that threatens our health. Which means that a dentist shouldn\u2019t really be too high on the list\u2026<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">When signing any policy for personal risk cover your health and medical conditions play a fundamental role in the processing and approval of your cover. For most clients, the first thing that they think about is the condition of their heart, which for most is not really a concern. But the important two organs that are frequently overlooked, and of high interest to insurance houses, are our kidneys.<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">These two 130g (approximate weight) organs are essential in the urinary system and serve in the regulation of electrolytes, maintenance of acid\u2013base balance, and regulation of blood pressure (by maintaining salt and water balance). They serve the body as a natural filter of the blood, and remove wastes which are diverted to the urinary bladder. In producing urine, the kidneys excrete wastes such as urea and ammonium, and they are also responsible for the reabsorption of water, glucose, and amino acids. The kidneys also produce hormones including calcitriol, erythropoietin, and the enzyme renin. So they\u2019re pretty important!<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: center;\"><b><b><span style=\"font-size: large;\">Most people who suffer from chronic kidney failure will not be covered by a life insurance company, even if they\u2019ve receive a transplant.<\/span><\/b><\/b><\/div>\n<div style=\"text-align: justify;\">\n<\/div>\n<div style=\"text-align: justify;\">This is because the risk exists that the body will reject the organ. In this situation the person will need to take medication to prevent them from rejecting the organ. The medication results in its own set of additional risks.<\/p>\n<\/div>\n<div style=\"text-align: justify;\">In short, when your kidneys fail when they are no longer able to filter enough waste products from your blood.<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">There are two types of kidney failures. When the kidneys fail suddenly, it is known as acute kidney failure or acute renal failure (ARF). This usually happens when the kidneys malfunction, due to dehydration, medication, drug abuse or loss of blood during or after an operation.<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">The good news is that Acute Renal Failure is treatable. The doctor will do an ultrasound and renal function test to diagnose the disease.<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">Symptoms that could indicate ARF include little or no urine when urinating; feeling confused, anxious and restless or sleepy; and pain in the back just below the rib cage. These symptoms are the same as if someone had kidney stones. This is not surprising because if the urinary system is blocked, it can lead to acute kidney failure too.<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">Chronic kidney failure develops over months and years, resulting in the degeneration of the kidneys. This is usually caused by a chronic disease that is poorly controlled, such as high blood pressure or diabetes. The illness damages the kidneys slowly over time and reduces their ability to function. Eventually the kidneys stop function and dialysis or a kidney transplant is needed.<\/p>\n<\/div>\n<div style=\"text-align: justify;\"><\/div>\n<div style=\"text-align: justify;\">However, regardless of your medical history, each case is determined on it\u2019s own merit. Whilst insurance companies say that they won\u2019t insure against certain conditions, there\u2019s a good chance that they just might. If you need to re-evaluate your risk cover, give me a call or go to my contact page.<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you were to take a quick poll from your peers of what they fear the most, you\u2019re most likely to receive answers like snakes, flying, thunderstorms (non-Highveld-people\u2026), needles, the dark and, if they\u2019re really honest, the dentist! For the most part these fears originate around our mortality and anything that threatens our health. Which means that a dentist shouldn\u2019t really be too high on the list\u2026 When signing any policy for personal risk cover your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":788,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22,17],"tags":[],"class_list":["post-519","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-health","category-risk-cover"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>KIDNEYS AND RISK COVER - Contatto North<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/contattolive.co.za\/north\/kidneys-and-risk-cover\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KIDNEYS AND RISK COVER - Contatto North\" \/>\n<meta property=\"og:description\" content=\"If you were to take a quick poll from your peers of what they fear the most, you\u2019re most likely to receive answers like snakes, flying, thunderstorms (non-Highveld-people\u2026), needles, the dark and, if they\u2019re really honest, the dentist! 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