{"id":3079,"date":"2019-02-04T08:11:06","date_gmt":"2019-02-04T06:11:06","guid":{"rendered":"http:\/\/contattoblogs.timslatter.co.za\/?p=3079"},"modified":"2019-02-04T08:11:06","modified_gmt":"2019-02-04T06:11:06","slug":"how-to-have-a-financially-savvy-valentines-day","status":"publish","type":"post","link":"https:\/\/contattolive.co.za\/north\/how-to-have-a-financially-savvy-valentines-day\/","title":{"rendered":"How to have a financially savvy Valentine\u2019s Day"},"content":{"rendered":"\n<p style=\"text-align: justify;\">It\u2019s Valentine\u2019s Day this month, a holiday that doesn\u2019t get much love for the way it costs plenty of sensible people a lot of foolish spending. This Valentine\u2019s, why not take a more financially prudent stance?<\/p>\n\n\n\n<p style=\"text-align: justify;\"><strong>First things first: have the important talks as a couple<\/strong><br \/>The number of couples who get engaged or take their relationship to the next level around Valentine\u2019s Day is significant\u2026 and it\u2019s worth noting that those who talk about money beforehand save themselves stress later and enjoy better conversations around their future together.<\/p>\n\n\n\n<p style=\"text-align: justify;\">This needn\u2019t be a scary affair. Light some candles, pour some of your favourite drinks and talk openly. What would you like your future to look like and how do you feel about having the money for these dreams? What is important to each of you and how do you perceive value? How do you feel about debt and how do you feel about savings?<\/p>\n\n\n\n<p style=\"text-align: justify;\">It\u2019s not about obsessing over money (which is highly unromantic\u2026) &#8211; quite the opposite. It\u2019s about speaking about what is important to you and understanding how you can now achieve these goals together. It\u2019s about how you can be more, together (which is considerably more romantic\u2026).<\/p>\n\n\n\n<p style=\"text-align: justify;\">Conversations like these are gold \u2013 for both your rands and your relationship.<\/p>\n\n\n\n<p style=\"text-align: justify;\"><strong>Discuss the benefits of potentially skipping Valentine\u2019s Day<\/strong><br \/>If you\u2019ve already had the big talks mentioned above, try having a relaxed conversation about skimping on the Valentine\u2019s plans to save money for other things. Now that you have a better idea of what you value together, you can work together to new and bigger goals. Or, instead of splashing out on gifts, consider just spending on creating a special memory together that will outlast any trinket.<\/p>\n\n\n\n<p style=\"text-align: justify;\"><strong>For a Valentine\u2019s present, give the gift of empowerment<\/strong><br \/>If you do want to spoil your loved one, try thinking out of the box. One romantic gestures I\u2019ve heard of happened to a divorced woman with three young kids. She met a man and after being together for a few months, he gave her a gift: he\u2019d invested in a Kruger rand on behalf of each of her children with a goal to having enough money for each of their tertiary educations.<\/p>\n\n\n\n<p style=\"text-align: justify;\">Often, we think of perishable items when we think Valentine\u2019s Day &#8211; flowers, chocolates and the like. But what message is that really communicating? By taking out an investment on behalf of your significant other, you are saying \u2018you are valuable and worth investing in\u2019.<\/p>\n\n\n\n<p style=\"text-align: justify;\">As a couple, do you meet with your financial advisor together? Money is one of the most common stressors in the world and can cause enormous anxiety in relationships.<\/p>\n\n\n\n<p style=\"text-align: justify;\">This Valentine\u2019s day, why not think long term and have a new conversation?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s Valentine\u2019s Day this month, a holiday that doesn\u2019t get much love for the way it costs plenty of sensible people a lot of foolish spending. This Valentine\u2019s, why not take a more financially prudent stance? First things first: have the important talks as a coupleThe number of couples who get engaged or take their relationship to the next level around Valentine\u2019s Day is significant\u2026 and it\u2019s worth noting that those who talk about money beforehand [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3081,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-3079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to have a financially savvy Valentine\u2019s Day - Contatto North<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/contattolive.co.za\/north\/how-to-have-a-financially-savvy-valentines-day\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to have a financially savvy Valentine\u2019s Day - Contatto North\" \/>\n<meta property=\"og:description\" content=\"It\u2019s Valentine\u2019s Day this month, a holiday that doesn\u2019t get much love for the way it costs plenty of sensible people a lot of foolish spending. 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