{"id":1646,"date":"2016-11-07T15:30:57","date_gmt":"2016-11-07T13:30:57","guid":{"rendered":"http:\/\/timslatter.co.za\/contatto-demo\/?p=1631"},"modified":"2017-09-21T12:35:04","modified_gmt":"2017-09-21T10:35:04","slug":"dont-go-crackers","status":"publish","type":"post","link":"https:\/\/contattolive.co.za\/north\/dont-go-crackers\/","title":{"rendered":"Don\u2019t go crackers"},"content":{"rendered":"

For most of us, November started off with a bang! But unfortunately remembering the redemption from explosive chaos does little to help us manage our time, stress, skills and finances over November and December. It\u2019s like we just go from one event to the next, our limited weekends disappearing under the demands of a myriad of social events – all costing us \u2018a little here and a little there\u2019.<\/p>\n

Before we know it, we look at our bank balance and somehow our budget figures seem to be quite different to the reality – this can drive us crackers!<\/p>\n

Here are some financial planning tips for the next 54 days\u2026<\/strong><\/p>\n

    \n
  1. Make a calendar with budgets:<\/strong> It\u2019s easy to assume you\u2019ll have enough money when you\u2019re only spending a few hundred here, and a few hundred there. But when they all add up, you\u2019ll find that what you thought would be a couple of hundred bucks, turns into a grand or two.
    \nItemise all the events you have to attend and put in an estimate cost for each one. It\u2019s okay if you go over, this is simply to help you understand where your money will be going in the next 7 weeks so that you don\u2019t have an unhappy surprise!<\/li>\n
  2. Keep & capture your slips:<\/strong> Keeping your slips will help you check how accurate your budget calendar has been and will enable you to make decisions about the next event as to how much you should or shouldn\u2019t curtail your spending. Knowing where your money is going empowers you to not spin into a panic when it\u2019s suddenly less than you thought. Also – if you have extra left over, you\u2019re able to enjoy some more guilt-free luxuries over this festive period!<\/li>\n
  3. Use cash instead of cards:<\/strong> If you budget R300 to spend at an event, and you have it in your pocket in cash, you\u2019re far less likely to overspend. But if you simply swipe your card\u2026 it\u2019s way easier to add on and extra R50 without even \u2018feeling\u2019 it.<\/li>\n<\/ol>\n

    Part of having me as your financial advisor, is that I\u2019m here to help you plan and manage how you earn, save and spend your financial resources. If you feel like you\u2019re going crackers\u2026 just drop me an email and let\u2019s hook up!<\/p>\n","protected":false},"excerpt":{"rendered":"

    For most of us, November started off with a bang! But unfortunately remembering the redemption from explosive chaos does little to help us manage our time, stress, skills and finances over November and December. It\u2019s like we just go from one event to the next, our limited weekends disappearing under the demands of a myriad of social events – all costing us \u2018a little here and a little there\u2019. Before we know it, we look at […]<\/p>\n","protected":false},"author":1,"featured_media":1711,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,13],"tags":[],"class_list":["post-1646","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-financial-planning"],"yoast_head":"\nDon\u2019t go crackers - Contatto North<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/contattolive.co.za\/north\/dont-go-crackers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Don\u2019t go crackers - Contatto North\" \/>\n<meta property=\"og:description\" content=\"For most of us, November started off with a bang! But unfortunately remembering the redemption from explosive chaos does little to help us manage our time, stress, skills and finances over November and December. It\u2019s like we just go from one event to the next, our limited weekends disappearing under the demands of a myriad of social events – all costing us \u2018a little here and a little there\u2019. 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