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</html><thumbnail_url>https://contattolive.co.za/north/wp-content/uploads/2015/10/How-to-survive-Christmas-1.jpg</thumbnail_url><thumbnail_width>720</thumbnail_width><thumbnail_height>281</thumbnail_height><description>Christmas is almost around the corner. If you want to survive the holiday season without sapping your bank account, now is the time to start planning. The number one rule for spending money is this: Have a plan, but don&#x2019;t just have a plan &#x2013; stick to it! Draw up a budget If you&#x2019;ve read my blog before then you know that I swear by the budget, this time you&#x2019;ll need two. One for gifts and [&hellip;]</description></oembed>
