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</html><thumbnail_url>https://contattolive.co.za/north/wp-content/uploads/2020/07/Cold-hard-cash.jpg</thumbnail_url><thumbnail_width>770</thumbnail_width><thumbnail_height>280</thumbnail_height><description>Debt statistics are growing &#x2013; this is very likely in part to the fact that a vast majority of us today prefer credit cards over cash. The benefits of credit cards are obvious. They are more convenient and offer more security. Cold, hard cash, however, can be the best way to organize your spending. Here are three reasons why you should opt for using cash instead of credit cards for managing your daily budget. 1. Less [&hellip;]</description></oembed>
